Also try: Insurance Product Directory | Insurance Best Buys | Insurance Search Directory
A Caravan can cost a huge amount of money anything from £2,000 to £22,000 so it is certainly worth insuring it. Statistics show that caravan theft has increased considerably over the years. It would seem that it is not impossible to have your caravan stolen from even the specialists storage parks. It is sensible to take whatever measures you can to protect your caravan, such as alarms and wheel clamps etc, it also makes sense to protect your investment with good quality caravan insurance. Nowadays you can take a whole range of home comforts with you on holiday in a caravan, TV’s, Computers, DVD Players, Camera Equipment, Videos, MP3 Players etc. This sort of equipment can all be included in your caravan insurance.
The sort of things can you insure your caravan against are:
- Fire and Theft.
- New for old
- Should you find yourself unable to use your caravan or it has been deemed unroad worthy following accident then the cost of hotel, B.B accommodation can be covered.
- Personal accident.
- Public liability.
- Recovery and delivery costs following an accident.
- Accidental damage, storm or flood.
- You can insure it to cover traveling aboard.
- Caravan Contents Insurance.
Some insurers will also offer the following on top of their standard cover:
- A no claims discount.
- Datatag discount or a tracker device discount.
- Awning cover.
- Car Insurance discounts for caravan owners.
- Friends and family cover.
Motor Home Insurance / Motor caravan Insurance
So long as your motor home is a professionally made or professionally converted, has at least one bed with a minimum length of 6 feet, wardrobe or cupboards, and seating arrangements with a table then it can be insured under the term Motor Home Insurance. Home converted vehicles will not be classed as such and will not be able to be insured in this way. As with caravans, you can take a vast array of home comforts with you on holiday in your motor home. Things like DVD Players, TV’s, Computers etc, and these things can all be covered in your motor Home Insurance.
Insurers offer a range of different cover for Motor Caravans such as:
- Breakdown cover, whether it be in the UK or Europe.
- Continental cover for UK residents, should you wish to holiday abroad.
- Personal belongings Insurance cover.
- Unlimited windscreen and body cover can be available on comprehensive covers.
- Some policies offer new replacement vehicle if your motor home is written off within the first year.
- Gas bottle and awning cover.
- Portable generators up to a specified monetary value.
- Any damage caused by fire or flood or storm damage
- No claims discount up to a specified number of years.
- If you are agreed club members you may be able to obtain a discount.